Insights & Opinions
Healthcare: Right or Privilege?

Does it Matter? The final article in this series addresses a long-standing debate of whether healthcare should be a right or a privilege. The truth is the answer to that question is irrelevant. Healthcare is a necessity – end of story. Demand for Healthcare Is Constant As long[…]

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3 Things Holding Us Back from Market-Driven Healthcare

For years now, politicians have argued, legislated, and argued some more about all matters related to how we BUY healthcare. How we buy it for the poor, for the elderly, for employees, for people with pre-existing conditions, and the list goes on. The new conversation needs to shift[…]

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Repealing the Affordable Care Act – 15 Predicted Changes

On November 8th, Donald Trump made history when he was elected as the 45th President of the United States. Of the changes he has proposed to make in his first 100 days in office, few are more anticipated by employers than his promise to repeal the Affordable Care[…]

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Arizona Health Insurance in 2017 – Surviving the Meltdown

As of yesterday, November 1st, Americans looking to buy health insurance embarked on another Federal open enrollment period. By now it is no secret that the individual health insurance market in Arizona is a mess. So much so that the Wall Street Journal dedicated an entire article to[…]

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Look Mom! No Job! Mastering the Art of Millennial Motivation

Throughout the decades, the one thing we hear over and over from politicians is the continued loss of jobs overseas. The solution? Job creation of course. After all what’s a campaign platform without it? But scarier than the idea of continuing to lose jobs overseas is the realization[…]

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Legalizing Marijuana: Employee Right vs Employer Risk

As November 8th approaches, Arizonans are preparing to vote on legalizing the recreational use of marijuana in our state. I think many people agree that the basic concept of decriminalizing marijuana use and possession makes sense on a number of fronts. Our current challenge however is ensuring that[…]

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Mastering Health Insurance Economics: 20 Ideas for Employers

If government was in the business of singing sad country songs it might be crooning “The Last Thing I Needed the First Thing This Morning Was to Have You Walk Out on Me”. Although tales of lying, cheating and leaving are best left to Willie Nelson, policy makers[…]

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4 Strategies for Harnessing America’s Healthcare Costs

July 27, 2016 – Last week the Obama administration reported that health care spending in the United States will surpass $10,000 a person in 2016 and by 2025, health care will represent 20% of the total US economy, up from 17.8% last year. Per capita health care spending[…]

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Waking Up From the Public Option Dream

July 20, 2016 – Last week, President Obama called for Congress to revisit the healthcare “Public Option”. A public option would mean a government run health insurance plan. Whether you support a public option, a private one or a hybrid of both – it’s important to understand that[…]

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