Employee Benefits
“Medicare for All” – 8 Things You Should Know

As Presidential candidates from both sides ramp up their campaigns in preparation for the 2020 election, healthcare is positioned high on most agendas. With politicians throwing around terminology such as “Medicare for All”, “Public Option”, “Single Payer”, and “Socialized Medicine”, distinguishing the differences between each can seem daunting.[…]

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3 Employer Strategies for Saving Big on Health Insurance

In Arizona, between 80-85% of an employer’s health insurance premium is used by the insurer to pay claims. Companies looking to make a serious dent in health insurance costs need to focus on solutions that help reduce the insurer’s claim spend. Here are the 3 areas that have the[…]

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Arizona Paid Sick Leave: 5 Tips for Employers

There are no federal laws currently in the United States that require employers to provide paid sick leave for their employees. However as a growing trend, states across the country are continuing to enact their own paid sick leave laws. In recent years, 10 states and the District[…]

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Arizona SB 1441: 4 Things Employers Need To Know

Nothing sours an employee on the company medical plan quicker than large unexplained medical bills following a serious health crisis. Often while trying to recover from a surgery or other traumatic health event, employees find themselves weeding through endless medical bills they don’t understand. Financial worries on top[…]

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IRS Announces Increase to Employer Penalties in 2019

If you’re a large employer, meaning one who employs more than 50 full time equivalents, then by now you are very familiar with the laws surrounding the IRS requirement to offer affordable health insurance to full time employees. Beginning in 2014, the IRS issued a mandate requiring all[…]

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Due October 15th: Employer Medicare Part D Notices

#1 – What are the Medicare Part D creditable coverage letters I’m supposed to send out to employees by October 15th? Each year, individuals eligible to enroll in Medicare may do so during the Medicare annual enrollment that runs between October 15th – December 7th. There are 3[…]

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Fighting Fraud: #1 Way Employees Abuse Employer Health Insurance

With health care costs continuing to rise, many employers are looking for additional ways to cut costs. Making sure your health plan covers only those who are eligible can be a significant cost saver. How can you do this? A dependent eligibility audit may be an option. Employers[…]

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Surviving the Labor Shortage: 6 Rules for Employers

As of today, there are 146 days left in 2018. January 1 renewals are typically issued 90 days in advance, which leaves employers 6 weeks between now and then to improve their benefit strategy for 2019. As the economy grows stronger and employers find themselves competing even harder[…]

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